Chipango Wallet – Terms & Conditions
Welcome to Chipango Wallet. By accessing or using our platform, you agree to be bound by the following terms and conditions. Please read them carefully before using any Chipango Wallet services.
1. Acceptance of Terms
By registering, accessing, or using Chipango Wallet, you acknowledge that you have read, understood, and agree to comply with these Terms & Conditions. If you do not agree, please discontinue using our services immediately.
2. Account Responsibilities
Each user is responsible for maintaining the confidentiality of their account credentials. Any actions taken under your account will be considered authorized by you. Please contact support immediately if you detect any unauthorized activity.
3. Services Overview
Chipango Wallet is a modern digital wallet and financial ecosystem designed to simplify transactions and money management. Our key features include:
Multi-Wallet System (Main, Savings, Profit, etc.)
Merchant Module for business payments
Agent Module for cash-in and cash-out services
Gift Codes and Invoice Payment Links
Currency exchange between wallets
Send & Request Money features
QR Code-based transactions
Merchant API for developers and integrations
4. User Conduct
You agree not to use Chipango Wallet for any unlawful or fraudulent activities, including but not limited to money laundering, scams, identity theft, or unauthorized system access.
5. Fees and Transactions
Applicable fees are displayed before confirming any transaction. You agree to review and accept all charges before proceeding. Chipango Wallet reserves the right to modify fees with prior notice.
6. Refund Policy
All successful transactions are final. Refunds will only be issued in cases of verified technical errors or duplicate payments, as determined by our system and support team.
7. Limitation of Liability
Chipango Wallet is not liable for any indirect, incidental, or consequential damages resulting from the use of our services, including data loss or technical issues, except where required by law.
8. Privacy Policy
We value your privacy. Your data is securely processed and protected in accordance with our Privacy Policy. Chipango Wallet adheres to recognized data protection standards.
9. Modification of Terms
Chipango Wallet reserves the right to update or modify these Terms at any time. Significant changes will be communicated via email or platform notifications. Continued use of the platform indicates acceptance of updated terms.
10. Suspension and Termination
Chipango Wallet may suspend or terminate accounts that violate these Terms, engage in suspicious activity, or attempt to exploit system vulnerabilities.
11. Contact Information
For any questions regarding these Terms & Conditions, please contact us at:
Last Updated: April 19, 2026